Credit card
Revolut
CASHBACK AND REWARDS INSURANCE INCLUDEDOrder your Revolut card now and enjoy fair rates, cashback and full control through the app!
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Revolut has stood out as an innovative digital alternative to traditional banks. With its simplified and low-cost financial service offering, it offers convenience and savings for those seeking more control over their finances and personalized solutions. For consumers who want a practical and fully digital option, Revolut has proven to be an interesting choice.
As a digital bank, it allows users to manage all their transactions through the app, without the need for physical branches. This means less paperwork, lower fees, and a range of features accessible from the palm of your hand. In this guide, we’ll explore everything Revolut has to offer and how it can be an efficient alternative to traditional banks.
Advantages of Revolut
Choosing Revolut offers several advantages, especially in terms of cost and flexibility. Here are some of the main benefits:
- Competitive exchange rates: Revolut uses exchange rates close to those of the interbank market, which reduces costs for those transacting in foreign currencies.
- Low maintenance fees: Compared to traditional banks, Revolut charges low maintenance fees, especially for basic plans.
- Full control via app: Through the app, you can manage expenses, set budgets and receive real-time notifications for each transaction.
- Virtual cards for security: Revolut offers the option to generate virtual cards, which can be used for online purchases, reducing the risk of fraud.
- Investment features: For users interested in investing, the app offers the purchase of stocks, cryptocurrencies and even precious metals.
How to download and set up the Revolut app
- Download the app: Go to the Google Play Store (for Android) or the App Store (for iOS) and download the Revolut app.
- Register: When you open the app, you will be guided through a registration process where you will need to provide some personal information for identity verification.
- Plan selection: Revolut offers different plans, from free options to paid plans with additional benefits such as higher withdrawal limits and travel insurance.
- Card request: After completing your registration, you can request your physical card or start using the virtual card for immediate transactions.
- Preferences setting: In the app, you can set spending limits, turn on notifications and explore other settings to personalise your use of Revolut.
Additional Revolut features
- Investments: The app allows users to buy stocks, cryptocurrencies, and precious metals directly. This makes it easier to access the financial market, especially for those who are just starting out.
- International transfers: With Revolut, sending money abroad is simple and less expensive, as fees are lower than those charged by traditional banks.
- Expense control: The application has financial control tools, with graphs and expense categorization that help you better understand how you use your money.
Comparison with Traditional Banks
- Exchange Rates and International Transfers: Unlike traditional banks, Revolut offers exchange rates closer to market value and charges less for international transfers. At many traditional banks, exchange rates are higher and international transfers can be expensive and bureaucratic.
- Maintenance Fees: While many banks charge monthly maintenance fees, Revolut offers a free basic account that already includes many features. Paid plans, while offering additional benefits, are still more affordable compared to the maintenance and service fees of traditional banks.
- Practicality and Mobility: At Revolut, all transactions are carried out via the app, allowing users to have full control over their finances via their smartphone. Traditional banks, although they also offer apps, often require certain procedures to be carried out in person, which limits practicality.
- Integrated Investment Options: Revolut offers investment options directly in the app, with easy access to cryptocurrencies, stocks and precious metals. At traditional banks, investments are usually made through third-party brokers, and the process can be more complex and costly.
- Security with Virtual Cards: Revolut offers temporary virtual cards that change their details with each transaction, offering greater security for online purchases. This is a feature rarely found in traditional banks, which usually only provide fixed physical and virtual cards.
Why do we like the Revolut credit card?
The Revolut credit card has become a popular choice among those looking for flexibility and savings in their transactions, especially for those who like to travel and make international purchases. One of the main attractions of the Revolut card is the possibility of making international purchases with reduced or even non-existent fees. Revolut offers transparent currency conversion with no surprises, which is a great advantage for those who shop on foreign websites or travel frequently. This means you know exactly how much you are paying, with no surprises on your bill.